Downloads

 

Budget planner

You can use the designer in two directions.

  1. To plan your year-round budget: you’ll see if there will be a situation you should be prepared for in advance so you don’t have a problem paying out.
  2. Tracking your existing obligations and income: know what you can manage from, as well as what your money is going for.

 

Budget planner
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Car loan calculator

With the car loan calculator, you can find out how much your expected monthly installment will be and how the amount of interest to be repaid will change if you change the term or you can use a lower interest rate with another service provider.

About the importance of planning your car loan based on your own income (rather than automatically accepting what they offer) you can read more at the What kind of car can I afford? article. With this calculator, you can calculate how big a car is financially ideal for you.

 

 

Car loan calculator excel
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Your debt-to-income ratio

A loan can also lift you up and push you deep.

The ratio of your loan repayment to your income can vary from month to month. Either an extra income or an interest rate change can happen, so pay attention to it. From the calculator, you can find out where you are now and what you need to focus on in each situation.

 

debt-to-income calculator excel
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Compund interest calculator

By using compound interest with the same amount of invested capital, you can achieve far much greater results in the same amount of time than by using simple interest. With the help of this calculator you can also compare this.

You can also read more about compound interest in the entries.

 

Compound interest calculator excel
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